Income You Can Count On, Confidence You Can Feel

We help you engineer predictable paychecks from defined benefit pensions, annuities, and lifetime income riders so essential bills get paid, rain or shine.

By aligning spousal and survivor benefits with other cash flows, we squeeze more mileage out of every credit and help protect widows and widowers from income shock.

Instead of fixating on this year’s refund, we sequence IRA, Roth, and taxable withdrawals to help potentially lower lifetime taxes—because long voyages demand a long range strategy.

Fixed and fixed indexed annuities anchor principal while creating a dependable baseline paycheck to be your financial ballast when markets roll.

We help design strategies to carve out dollars for Medicare gaps and hybrid long term care policies before health costs breach the hull. The result: more certainty, less second guessing.

Show us your current retirement strategies and we will take a look to see if it aligns with the retirement goals you mentioned during our meeting. We are happy to build around your current strategy if it is meeting all your needs.